Tips for Seeking Financial Assistance

In the event that your pet requires emergency or critical care, and you do not have the funds required for treatment, the following resources and ideas may provide some assistance. Please note that Save-A-Life is not affiliated with nor endorses referenced sites.

Before Treatment

You may wish to talk to your veterinarian about different treatment options or alternatives to surgery. Your vet will help you determine the best plan for your pet. Be sure to discuss the likelihood of your pet surviving the treatment and/or the expected length of life and quality of life after treatment – and if euthanasia is the most humane option.

Payment Options

Your Veterinarian

If you do not have the funds required for your pet’s treatment, please discuss the options that are available to you with your veterinarian. Each facility is different, so it is imperative that you talk with your vet to determine what your options are. Be truthful and realistic in the option you choose. The following are suggestions to discuss:

    • A Payment Plan – almost all local veterinarian clinics will work with you to construct an individualized payment plan that will fit with your budget.
    • Reduction of fee by exchanging services such as cleaning kennels, walking dogs, answering the phone, etc.
    • Credit – usually finances 100% of vet care with no upfront costs and no annual fees.

Note: these credit options are only available at participating veterinarian hospitals and clinics.

Second Opinion

You may wish to talk to other veterinarians for a second opinion and to compare prices for treatment. However, some clinics may charge a consultation fee, so be sure to ask before scheduling the appointment.

Local Animal Groups

Talk to local animal groups. Some may be able to offer discounted certificates for spaying and neutering. Please note that all veterinarian clinics do not participate in the spay/neuter discount program. You can log onto and enter a local zip code to see a list of animal welfare groups in the area.

National Non-Profit Groups

Contact National Non-Profit Groups for Financial Assistance. There are several national non-profit groups which give financial assistance for chronic diseases or life threatening emergencies. Many of the resources are limited and take time to obtain. The following sites hold a wealth of information and resources pertaining to financial assistance for veterinarian costs as well as listing several helpful solutions for financial difficulties:

The Pet Fund
The Humane Society
Best Friends Animal Society
Red Rover
Speaking For Spot
The Simple Dollar

For Purebred Animals

Since some breed-specific groups may be able to provide assistance, you may wish to check the nearest breed enthusiast group for help (some are listed
HERE). Double check your purchase contract to see if the breeder warranted your pet’s health for the particular medical problem.

Plan Now for the Future

  • Spay or neuter your pet at 6 months of age since many health problems can be prevented
  • Do not take in more pets than what you can afford
  • If obtaining a purebred pet, know the most frequent medical conditions associated with the breed
  • Give routine care including a good quality diet with plenty of fresh water, veterinary health checks, and flea and heartworm prevention
  • Keep cats indoors and dogs safely fenced or leashed when walking
  • Start a pet savings account. Contribute faithfully each week or month and never “borrow” from it. Even a $5 contribution will mount up.
  • Consider pet insurance. As with other insurances, comparison shop and be sure you understand the fine print (for more information go to